Cookies
The site sets Google Analytics audience measurement cookies and those alone: no advertising cookie, no social media cookie. Details of the processing are in the privacy policy.
Cookies set
| Name | Provider | Purpose | Lifetime |
|---|---|---|---|
_ga | Google Analytics | Tell visitors apart with a random identifier | 13 months at most (390 days) |
_ga_FF96X2VLCF | Google Analytics | Keep the state of the current visit | 13 months at most (390 days) |
These lifetimes are not extended on each visit; Google’s default is 2 years and the site shortens it. Purpose: audience measurement (pages viewed, referrer, device, approximate country). The IP address is anonymised: Google Analytics 4 neither logs nor stores it. No advertising and no ad sharing: ad storage, ad personalisation and Google signals are switched off.
Provider: Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland. Data may be transferred to Google LLC in the United States under the EU–U.S. Data Privacy Framework and the European Commission’s standard contractual clauses. Retention at Google: 14 months. Legal basis: the publisher’s legitimate interests (Article 6(1)(f) GDPR; in Australia, Australian Privacy Principle 3, collection reasonably necessary for our activities).
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Block or delete cookies in your browser settings, or install the Google Analytics opt-out browser add-on. The site and its calculators work the same way.
Microsoft Clarity, cookie-free
Page stability is monitored with Microsoft Clarity in cookie-free mode: Clarity sets no cookies, each page view gets a single-use identifier, and page content and your inputs are masked. Blocking clarity.ms stops it.
What you type
Calculations run in your browser: what you enter is sent to no server and is gone when you close the page.
Questions: contact@aushealthcover.com. Last updated: 2026-10-19.
Surcharge and rebate figures follow the ATO tables for 2026-27; premiums come from the PrivateHealth.gov.au file and change every 1 April. Your notice of assessment and your insurer's quote are what count. General information, not tax, legal or financial advice.
Income year 2026-27, tax year 2026, last updated, ATO thresholds and PrivateHealth.gov.au premiums read on