Embed the calculator
One line of code. When the thresholds, the rebate or the premiums change, the embedded calculator follows.
Surcharge or cheapest hospital cover
<iframe src="https://aushealthcover.com/embed/mls-calculator/" title="Medicare levy surcharge or hospital cover, 2026-27" width="100%" height="980" style="border:0;max-width:900px" loading="lazy"></iframe>The calculator runs in the visitor's browser and sends nothing to us or to you. Please keep the link under it: it is how readers find the sources and the method. You may not place it next to a quote form or present it as advice from your organisation.
Surcharge and rebate figures follow the ATO tables for 2026-27; premiums come from the PrivateHealth.gov.au file and change every 1 April. Your notice of assessment and your insurer's quote are what count. General information, not tax, legal or financial advice.
Income year 2026-27, tax year 2026, last updated, ATO thresholds and PrivateHealth.gov.au premiums read on